Staying safe on the road has more to do then simply just driving according to local laws. In fact, you'll often find that accidents can happen at the fault of others, making it a good idea to look into how comprehensive your auto insurance is. Instead of dealing with any problem on your own, no matter how large or small, take the time to look into whether your own insurance plan will cover the expenses.

1. Cracked Windshield

If there are any cracks in the windshield itself, it's crucial that you don't rush into getting it repaired without consulting your insurance provider first. Regardless of the size of the crack or how it began to form, you may find that your insurance provider includes repairs to the windshield in their coverage.

2. Slashed Tires

Vandalism can be a major problem when parking in poor parts of town or while traveling in areas you're unfamiliar with, but you don't need to be responsible for all the costs of repairs to your car. If your car has had its tires slashed, it can be so frustrating since you'll need to get the car towed so that it can have new tires put on. With some adjustments to your auto insurance, you can be satisfied with most vandalism repairs being covered.

3. Medical Care

After getting into a car accident, you may find yourself injured and needing a visit to the doctor or even the emergency room in serious cases. Regardless of the medical care you need, it's a good idea to look into whether your insurance plan covers medical care.

4. Weather Damage

Storms with heavy wind, rainfall, and hail can be extremely dangerous to your car if it is left outside without proper protection. If this isn't possible due to your workplace or where you live missing a garage or carport, it's important that you look into whether your insurance covers weather damage.

5. Animal Collisions

Hitting an animal while driving can be traumatizing and also lead to repairs needed for your car depending on the size of the animal. In order to ensure that you don't need to pay out of pocket after a collision with a deer or other animal, it's a good idea to ask about this coverage when contacting your insurance provider.

As you look into the various scenarios for car trouble that doesn't involve another driver, you need to take a look at your insurance plan. Asking questions about coverage and making adjustments as needed can help ensure your plan makes you feel safe while on the road. 

To learn more, contact an insurance agency like Cornerstone Insurance Group. 

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