Owning a retail store can be a great way to make a living, but it does come with its own risks. Not only do you have to worry about bringing in enough business and profits to stay afloat, but you also have to worry about the potential of lawsuits, such as a slip and fall lawsuit. These are a few things that can help you protect your business from the major financial issues that can go along with one of these lawsuits.

There are some forms of insurance that you are required by law to purchase. However, there are other forms of insurance that are not required but that are highly recommended. Then, there are forms of insurance that may be a waste of money. If you are considering purchasing an additional insurance policy, it is recommended that you consider these types of insurance first. Long-Term Disability Insurance Policies Always purchase long-term disability insurance.