It's no secret that homeowner's insurance can cover the cost of any damage to your home or its contents, but it likely protects you from more than you are aware. Discover five things that your policy probably covers, and save yourself some cash if you ever need to take advantage of this coverage. #1: Offsite Coverage You don't have to be in your home for a homeowner's policy to cover you and your belongings.

Are you one of the thousands of people in the United States that doesn't have health insurance? Are you thinking that you can go without it, mainly because you feel like you are in good health? Or maybe you feel like you can't afford to add another payment to your monthly budget. While this may be true, there are a number of risks that are associated with not having health insurance.

Before you buy a homeowner's insurance policy, scrutinize the small print carefully. Pay special attention to the areas that often result in conflicts during claim filing such as: The Exclusions Know the risks that your policy may not cover. This will help you to determine whether you need supplemental riders for their protection. For instance, most policies exclude damages caused by floods and earthquakes. This is usually the case in flood- prone or earthquake-prone areas because the risks are just too great for the insurance companies.

If you are thinking about getting a boat, you need to make sure that you take all the associated costs into consideration. The costs of buying a boat include things like upkeep and insurance. You will need to make sure that you budget for those things. When you are thinking about getting your boat, you will also need to know what kinds of boat insurance there are out there.  Types of Boat Insurance

Car insurance is something that every driver is legally required to have. You may not give much thought to the insurance you buy, other than to notice how much you have to pay every month. That may because you are believing certain widely circulated myths about car insurance. Here are four myths you may be believing. You Only Need the Minimum Many people believe that they only need the minimum amount of coverage dictated by their individual state .