Are you certain that you know everything there is to know about your homeowners insurance policy? If not, it isn't your fault. All insurance policies tend to be a little complicated; you have to really dig through them, and you may not be able to understand all of the jargon. Because homeowners insurance policies can be so impenetrable, there are some misunderstandings involved in the process and the coverage. Below are the truths behind four of these misunderstandings.

When your child was younger, you did everything you could to keep your little one safe. Now that your child is driving, your role as guardian is no less important. In fact, with your teen behind the wheel of a vehicle, it's more important than ever to ensure that you've put the appropriate safeguards in place. These tips will help you make preparations for your teen to take to the road and drive independently.

If your household is like most, you're probably looking for ways to save money wherever you can. Because auto insurance is almost always a necessity, not an option, finding an affordable auto insurance solution is particularly important. Fortunately, you do have options that may lower your monthly premium. Mandatory Coverage Auto insurance coverage rules vary from state to state, but it's likely that your state has some minimum insurance requirements for every vehicle on the road.

Protecting the investment you have made in your home should be a major concern for you. Luckily, homeowner's insurance is a convenient way of accomplishing this goal. However, if you are a first-time homeowner, you probably do not have much experience buying these policies. This may make this seem like a confusing process, but learning the answers to a couple of common questions should help you better understand this type of essential protection.

If your son or daughter is getting ready to go to college, you probably have a lot of things on your mind. Car insurance probably isn't one of them, but now is a good time to make changes to save yourself a little bit of money. With the rising cost of sending a child to college, you're probably looking for ways to cut costs in any way that you can.

You likely have car insurance that covers accidents, etc. There are other policies you may want to consider. Covering everything that you can will save you money, and the extra cost each month is well worth it. Comprehensive Coverage Thieves target car parts that are worth money to them. For example, the catalytic converter can be worth over $100 to a thief when sold to a scrap metal dealer. The catalytic converter can be easily removed by either unbolting it or cutting it out.

There are dozens of different ways you can save money on your car insurance. Unfortunately, many of these money saving opportunities will either require you to spend countless hours shopping around for better rates or hundreds of dollars making upgrades to your vehicle. The good news is, being low on free time or extra cash does not mean that you can't start saving money on your car insurance. This is because the tips below will allow you to start saving money soon without making a large investment in the process.

It's no secret that homeowner's insurance can cover the cost of any damage to your home or its contents, but it likely protects you from more than you are aware. Discover five things that your policy probably covers, and save yourself some cash if you ever need to take advantage of this coverage. #1: Offsite Coverage You don't have to be in your home for a homeowner's policy to cover you and your belongings.

Are you one of the thousands of people in the United States that doesn't have health insurance? Are you thinking that you can go without it, mainly because you feel like you are in good health? Or maybe you feel like you can't afford to add another payment to your monthly budget. While this may be true, there are a number of risks that are associated with not having health insurance.

Before you buy a homeowner's insurance policy, scrutinize the small print carefully. Pay special attention to the areas that often result in conflicts during claim filing such as: The Exclusions Know the risks that your policy may not cover. This will help you to determine whether you need supplemental riders for their protection. For instance, most policies exclude damages caused by floods and earthquakes. This is usually the case in flood- prone or earthquake-prone areas because the risks are just too great for the insurance companies.